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MORTGAGE CALCULATOR

Quick estimates for Pierce, Kitsap, Thurston & King County

Grant: Free money — no repayment required. Often income-restricted and may require homebuyer education. May carry a slightly higher interest rate.
These are estimates only and actual costs will vary. Property tax rates are county averages. PMI est. at 0.5%/yr, FHA MIP at 0.55%/yr, VA funding fee at 2.15% (first use, $0 down), USDA guarantee fee at 1% upfront + 0.35%/yr. Loan limits based on 2025 figures. Down payment programs have varying eligibility, terms, and restrictions — always verify with your lender. Consult your lender for exact figures and eligibility.

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