Recording & Gov FeesCounty recording, transfer fees—
Est. Cash Needed—
VA Funding Fee (financed)—
USDA Guarantee Fee (financed)—
These are estimates only and actual costs will vary. Property tax rates are county averages. PMI est. at 0.5%/yr, FHA MIP at 0.55%/yr, VA funding fee at 2.15% (first use, $0 down), USDA guarantee fee at 1% upfront + 0.35%/yr. Loan limits based on 2025 figures. Down payment programs have varying eligibility, terms, and restrictions — always verify with your lender. Consult your lender for exact figures and eligibility.
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